What Medigap policies cover:

The information below was taken from, 2015 Choosing a Medigap Policy: A Guide to Health Insurance for People with Medicare
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The chart on page 11 gives you a quick look at the standardized Medigap Plans available. You’ll need more details than this chart provides to compare and choose a policy. Call your State Health Insurance Assistance Program (SHIP) for help. See pages 47-48 for your state’s phone number.

You’ll need more details than this chart provides to compare and choose a policy. Call your State Health Insurance Assistance Program for help. See pages 47-48 for your state’s phone number.

Notes:

  • Insurance companies selling Medigap policies are required to make Plan A available. If they offer any other Medigap policy, they must also offer either Medigap Plan C or Plan F. Not all types of Medigap policies may be available in your state. See pages 42-44 if you live in Massachusetts, Minnesota, or Wisconsin.
  • Plans D and G effective on or after June 1, 2010, have different benefits than plans D or G bought before June 1, 2010.
  • Plans E, H, I, and J are no longer sold, but, if you already have one, you can generally keep it.
  • > Medigap Chart

    What Medigap policies don’t cover:

    Generally, Medigap policies don’t cover long-term care (like care in a nursing home), vision or dental care, hearing aids, eyeglasses, or private duty nursing.

    Types of coverage that are NOT Medigap policies

    • Medicare Advantage Plans (Part C), like an HMO, PPO, or Private Fee-for-Service Plan
    • Medicare Prescription Drug Plans (Part D)
    • Medicaid
    • Employer or union plans, including the Federal Employees Health Benefits Program (FEHBP)
    • TRICARE
    • Veterans’ benefits
    • Long-term care insurance policies
    • Indian Health Service, Tribal, and Urban Indian Health plans
    • Qualified Health Plans sold in the Health Insurance Marketplace
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